ray bans glasses frames after the WSJ reported Apple is hatching plans for a mobile payments service. Gene Munster believes the Street expects 56M 57M iPhone sales

eBay slips following payments report

Apple (AAPL +1.2%) is rising going into today’s FQ1 report, and PayPal parent eBay (EBAY 2%) is selling off, after the WSJ reported Apple is hatching plans for a mobile payments service. Gene Munster believes the Street expects 56M 57M iPhone sales, 24M 25M iPad sales, 4.6M Mac sales, and a gross margin of 37.5% (at the high end of Apple’s guidance range). Over 3% for AMEX cards. Both include a middle man (for processing) of the middle man V, MA, AMEX. Not sure you understand current pricing for credit card swipes for merchants. There is huge opportunities for both saving (merchant) generating (AAPL) dollars.

For example, I have a credit in iTunes chose to spend it at Joe’s Shoe Shop which has an AAPL app that allows transactions between the two. I can guarantee the merchant would not allow that transaction if it cost more than the traditional method. Could be a game changer!

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